Loan Daddy LLC · NMLS #2827624 · AZ CMB #CMB-2016143 · CA CFL #60DBO-218873

30-Second Instant Wholesale Loan Quote Desk

Many DSCR lenders focus on the property's rent, not your tax returns. Not all applicants will qualify; terms vary by lender. Select your unit count bracket (1, 2–4, 5–8, 5–9, 10–25, or 25+ Units), slide your target LTV and rent, and receive a multi-lender wholesale execution sheet.

dscrloan.loan Wholesale Quote Desk · NMLS #2827624 · AZ CMB #CMB-2016143 · CA CFL #60DBO-218873

30-Second Instant Scenario Quote Desk

Step 1: Select Loan Program & Execution Terms (MISMO LOAN_DETAIL)

Loan Purpose (MISMO LoanPurposeType)

Amortization Structure

Prepayment Penalty Stepdown

Target Closing Window

Step 2: Subject Property, Unit Count Selector & Cash Flow (MISMO COLLATERAL)

Unit Tier Bracket Selector

Exact Number of Units / Doors (FinancedNumberOfUnitsCount)1 Door

Subject Property Street Address (Live Autocomplete)Auto-fills City, State & ZIP

City *

State (50 + DC) *

ZIP Code

Purchase Price / Est. Value$500,000

Requested LTV (75% = $375,000)75% LTV

Total Gross Monthly Rent$3,850/mo

Step 3: Where Should We Send Your Instant Scenario Quote?

Guarantor First Name *

Guarantor Last Name *

Email Address *

Mobile Phone *

Borrowing Entity Structure

Estimated FICO Credit Band

Completed Investor Deals (36 Mos)

By checking this box, I agree to receive text messages from Loan Daddy LLC at the mobile number provided. Message frequency varies. Message and data rates may apply. Reply STOP to opt out. Consent is not a condition of purchase.

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. Loan Daddy LLC originates business-purpose loans only. We do not originate consumer or owner-occupied residential mortgage loans. Loans made or arranged pursuant to a California Financing Law license, #60DBO-218873.

Or Register Directly in ARIVE 1003 Portal →

Application technology provided by ARIVE, Inc., a software provider. All applications are received and processed solely by Loan Daddy LLC, NMLS #2827624.

Live Wholesale PPE & DSCR Underwriting Terminal

1–4 Unit PITIA vs. 5–25+ Unit Commercial NOI Simulator

Loan Daddy LLC · NMLS #2827624 · AZ CMB #CMB-2016143 · CA CFL #60DBO-218873 · Canonical Integer _cents & _bps Engine

1. Select Property Unit Tier Bracket

2. Exact Number of Units / Doors (MISMO FinancedUnitsCount)1 Unit

Price/Door: $450,000·Loan/Door: $337,500·Avg Rent/Door: $3,400/mo

Property Value / Purchase Price$450,000

Target LTV %75%

Base Note Rate %6.625%

Gross Monthly Rent (Form 1007 / Lease / STR AirDNA)$3,400/mo

Tax Rate (%)

Annual Ins ($)

Monthly HOA ($)

Prepayment Stepdown Structure

Amortization & FICO Tier

Calculated DSCR Coverage Ratio

Canonical: 127 bps · 7500 bps LTV · 6625 bps Rate

1.27x

Tier-1 Institutional (1.25x+ — Max LTV & Best Pricing)

Loan Amount (75% LTV)$337,50033,750,000 _cents

Monthly P&I Debt Service$2,161/mo@ 6.625% Note Rate

Total Monthly PITIA$2,675/moTax: $356 · Ins: $158

Net Monthly Cash Flow+$725/mo$8,702/yr net

Get 30-Sec Quote →Full 1003 / MISMO Apply →

Wholesale PPE Multi-Option Execution Comparison (Borrower-Paid 2.000% Default · 39 Wholesale Lenders)

Execution Option	Prepay Structure	Est. Note Rate	Prepay Price Credit	Monthly Debt Service	DSCR Ratio
Option A: Lowest Rate (60-Mo Stepdown)	5-4-3-2-1	6.625%	-100 bps (-1.000 pt)	$2,675/mo	1.27x
Option B: Balanced Par (36-Mo Stepdown)	3-2-1	6.875%	-75 bps (-0.750 pt)	$2,731/mo	1.25x
Option C: Max Cash Flow (10-Yr Interest-Only)	3-2-1 IO	7.000%	+38 bps IO LLPA	$2,483/mo	1.37x

Many DSCR lenders focus on the property's rent, not your tax returns. Not all applicants will qualify; terms vary by lender. Loans made or arranged pursuant to a California Financing Law license, #60DBO-218873.